“You may find that your current situation won’t afford you the fuck-off money you need. Take a startup employee that was hired late in the game with 1% of the company in stock options. If the company sells for $20 to $50 million, they make $2-500k. Making that 1st million would require a home-run. In some places, that’s not even enough to buy your home. Imagine: winning a startup bet and still paying a mortgage. Ouch.” source...